Version: 2026-04-02

Personal (Individual) License Terms

Effective Date: April 2, 2026

These Personal License Terms supplement the General Terms and Conditions and the Feed Subscription Terms. They govern your use of Quincy News Services under a personal (non-professional) license.

1. Eligibility

1.1.A Personal License is available to individuals who access the Services for their own personal, non-commercial informational purposes and who do not meet the definition of a "Securities Professional" as described below.
1.2.A Securities Professional is any individual who: (a) is registered or qualified with any securities regulatory authority, self-regulatory organization, or commodities regulatory authority (including but not limited to the SEC, FINRA, CFTC, NFA, or any foreign equivalent); (b) is employed by or associated with a registered broker-dealer, investment adviser, bank, insurance company, hedge fund, or other financial institution in a capacity that involves securities, commodities, or derivatives trading, analysis, research, or advisory services; or (c) uses market data or financial news in connection with any business or commercial activity.
1.3.By purchasing a Personal License, you certify that you are not a Securities Professional and that your use is for personal, non-commercial purposes only. This certification is made under penalty of account termination and potential legal liability.

2. Scope of License

2.1.The Personal License grants you a non-exclusive, non-transferable, revocable right to access and view content through the Services on a single device at a time, for your own personal informational use.
2.2.You may not share your account with any other person, including family members or household members. Each individual user requires their own license.

3. Restrictions

3.1.Under a Personal License, you may not:
  • Use the Services or any content obtained through the Services in connection with any business, commercial, or professional activity.
  • Share, forward, or redistribute content to colleagues, clients, or business associates.
  • Use content to inform or support trading decisions made in a professional capacity or on behalf of any third party.
  • Access the Services from a workplace network or device if the purpose is to inform professional activities.

4. Reclassification

4.1.If your circumstances change and you become a Securities Professional or begin using the Services for any commercial purpose, you must notify us and upgrade to a Professional License within thirty (30) days.
4.2.We reserve the right to audit usage patterns and reclassify accounts from Personal to Professional if we reasonably determine that usage is inconsistent with personal, non-commercial use. We will notify you before any reclassification takes effect and provide an opportunity to respond.

5. Pricing

5.1.Personal License pricing is set at a reduced rate compared to Professional Licenses, reflecting the limited scope of permitted use. Current pricing is displayed on the subscription page.
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