Version: 2026-04-02

General Terms and Conditions

Effective Date: April 2, 2026

These General Terms and Conditions ("General Terms") govern your access to and use of the websites, applications, products, and services (collectively, the "Services") provided by Quincy Data LLC d/b/a Quincy News ("Quincy News," "we," "us," or "our"). By creating an account, accessing, or using any of our Services, you agree to be bound by these General Terms and any product-specific terms that apply to the particular Services you use.

Product-specific terms (Feed Subscription Terms, Audio Add-on Terms, Market Data Terms, etc.) supplement these General Terms. In the event of a conflict between these General Terms and any product-specific terms, the product-specific terms shall control with respect to the applicable product or service.

1. Account Creation and Eligibility

1.1.To access certain features of the Services, you must create an account by providing a valid email address. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
1.2.You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Services.
1.3.You represent that the information you provide during registration is accurate and complete. You agree to update your information promptly if it changes.
1.4.We reserve the right to suspend or terminate your account if any information provided proves to be inaccurate, incomplete, or fraudulent.

2. Subscriptions, Billing, and Renewals

2.1.Certain Services require a paid subscription. Pricing, billing frequency, and payment terms are described on the subscription page and in the applicable product-specific terms at the time of purchase.
2.2.Subscriptions auto-renew at the then-current price unless canceled before the end of the current billing period. We will notify you by email at least thirty (30) days before any price increase takes effect on your subscription.
2.3.All fees are quoted and charged in U.S. dollars. You are responsible for any applicable taxes, duties, or government-imposed fees.
2.4.Payment processing is handled by Stripe, Inc. By subscribing, you also agree to Stripe's terms of service as they apply to payment processing.
2.5.A processing fee may be added to your subscription amount to cover payment processing costs. The applicable fee rate will be clearly disclosed before you complete your purchase.

3. Cancellation and Refunds

3.1.You may cancel your subscription at any time through the account portal. Cancellation takes effect at the end of the current billing period; you will retain access until that date.
3.2.Refunds are handled in accordance with our Refund Policy, available at quincy.news/refund-policy.
3.3.We reserve the right to cancel your subscription and refund a prorated amount if we determine, in our sole discretion, that your use violates these Terms.

4. Acceptable Use

4.1.You agree to use the Services only for lawful purposes and in accordance with these Terms. You shall not:
  • Redistribute, resell, sublicense, or make available any content received through the Services to any third party, whether for commercial or non-commercial purposes, without our prior written consent.
  • Use automated tools, scripts, bots, or scrapers to access or extract content from the Services, except through APIs we expressly provide for that purpose under a separate API agreement.
  • Attempt to circumvent access controls, delay mechanisms, authentication systems, or usage restrictions.
  • Reverse-engineer, decompile, or disassemble any part of the Services.
  • Use the Services in any manner that could damage, disable, overburden, or impair our infrastructure.
  • Share your account credentials with any other person or allow multiple individuals to use a single account.
  • Use the Services to engage in any activity that violates applicable law or regulation, including securities laws and regulations.
4.2.Violation of these acceptable use provisions may result in immediate suspension or termination of your account without refund.

5. Intellectual Property

5.1.All content, software, designs, trademarks, and other intellectual property made available through the Services are owned by or licensed to Quincy News and are protected by applicable intellectual property laws.
5.2.News content delivered through the Services originates from third-party newswire services and other sources. Such content remains the property of its respective owners. Your right to access this content is limited to personal, non-commercial viewing through the Services (unless a Professional License or API agreement grants broader rights).
5.3.You may not reproduce, distribute, publicly display, or create derivative works from any content obtained through the Services except as expressly permitted by your subscription terms and applicable law.

6. Confidentiality

6.1.You acknowledge that certain content delivered through the Services, including real-time news feeds, may be subject to embargo or pre-release restrictions imposed by the original content providers. You agree to comply with any such restrictions communicated to you through the Services.

7. Disclaimers

7.1.THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
7.2.We do not warrant that the Services will be uninterrupted, timely, secure, or error-free. Content delivered through the Services may contain errors or inaccuracies.
7.3.NOT INVESTMENT ADVICE. Content delivered through the Services is for informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. You should not treat any content on the Services as a recommendation to buy, sell, or hold any security or financial instrument. We are not a registered investment advisor, broker-dealer, or financial planner.

8. Limitation of Liability

8.1.TO THE MAXIMUM EXTENT PERMITTED BY LAW, QUINCY NEWS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.
8.2.OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

9. Indemnification

9.1.You agree to indemnify, defend, and hold harmless Quincy News and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your violation of these Terms; (b) your use of the Services; or (c) your violation of any rights of a third party.

10. Modifications to Terms

10.1.We may update these Terms from time to time. When we make material changes, we will notify you by email and/or by posting a notice on the Services at least thirty (30) days before the changes take effect.
10.2.Your continued use of the Services after the effective date of any updated Terms constitutes your acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Services and cancel your subscription.

11. Governing Law and Disputes

11.1.These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.
11.2.Any disputes arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Cook County, Illinois.

12. Sanctions and Export Compliance

12.1.The Services are not available to persons or entities located in, organized in, or residents of countries or territories subject to comprehensive U.S. sanctions (including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine), or to any person on the U.S. Treasury Department's Specially Designated Nationals and Blocked Persons List or other applicable restricted party lists.
12.2.By using the Services, you represent and warrant that you are not located in, organized in, or a resident of any such country or territory and are not on any such restricted party list.

13. Severability

13.1.If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

14.1.These General Terms, together with any applicable product-specific terms, our Privacy Policy, and our Refund Policy, constitute the entire agreement between you and Quincy News regarding the Services and supersede all prior agreements and understandings.

15. Contact

15.1.Questions about these Terms may be directed to contact@quincy.news.
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